It is a well-known fact that nothing in this world comes for free. However, human psychology often inclines people towards the allure of free gifts, vouchers, and other offerings provided by marketing companies. These companies aim to entice potential customers legally, with full disclosure, and ultimately convert them into clients.
Many of us tend to get emotional when asked if we had written a Will, reminiscent as it is of death. Consequently, estate planning, particularly creating a will, is often disregarded as an essential task. Moreover, the process of writing a will is commonly perceived as complicated and irrelevant. However, it is important to recognize that making a will is a responsibility you owe to both yourself and your family.
Emerging market stocks have been overlooked by investors for most of 2022 & this year, but it’s time to take notice as this undervalued asset class could make a come back in the second half of 2023.
Emerging markets (EM) have experienced a more turbulent ride than the already volatile U.S. stock and bond markets over the past 2 years. Currently, EM stocks are enduring one of their longest bear markets, with the MSCI Emerging Markets Index down approximately 40% from its peak in February 2021.
Introduction:
In the tumultuous year of 1939, as Adolf Hitler’s forces stormed into Poland, the world stood on the precipice of a dark and uncertain era. Amidst the chaos, a Tennessee investor named John Templeton saw an opportunity like no other. Renowned as both a respected investor and a distinguished journalist, Templeton’s remarkable story during this period would strongly influence the way we perceive the stock market.
As investors, what we are really trying to do is to ensure that we have enough money for a goal in the future. This goal may be a comfortable retirement, children’s education or a big purchase. The risk to us, simply put, is that we will fail to achieve that goal. This may happen because of many different reasons. A practical approach, which we can all adopt, is to know what these reasons could be and what steps we can take to protect ourselves.