Markets do not move in straight lines – they swing between optimism and fear, liquidity and tightness, euphoria and regret. For most investors, the real challenge is not choosing the fastest moving investment option, but one that provides the best risk adjusted returns. Because the story coming to an end is the real enemy, not coming second. Giving long term compounding a chance is really where the game is won. Wealth is usually built quietly, across multiple cycles, by getting the fundamentals right and repeating them with discipline.

Read more: Building Wealth Across Market Cycles: A Long-Term Investor’s Perspective